Percentage As You Earn (%AYE)

Finance and Finansurance of Human Investments (HI)


About
Meet our Team
Brock d'Avignon - Chair of the Board of Directors, Percentage As You Earn Financiers & Finansurers; Presider, %AYE Finance and Finansurance Consultants 

           Brock d'Avignon found a mention of Percentage As You Earn in 1972 in Milton Friedman's book, "Capitalism and Freedom."  
      Moved to action by the one paragraph, d'Avignon spent years fleshing out the idea and researching similar approaches to finance from 375 years of America's history. He has achieved twenty-eight modern uses, including medical and health finansurance, individual micro-finance, and Human Investments in flexible college debt, mortgage installment conversion to income-contingent finance ending skip tracing and repossession, particularly in farms and farm tools and resetting vehicle finance. 
          In terms of public policy, while offering equal access to capitalism, the de-nationalization of: 92%   of mortgages, 95% of collegiate tuition-debt, 65% of medicine, and 40% of vehicle finance. He is most proud of achieving the means for Separation of Medicine and State while including All people.  



Melinda Pillsbury-Foster - President, PAYE, Acting Chief Operating Officer 

Melinda is an actionary in the Creative Industry, who ramps up satellite television networks and interactive TV/radio/website shows as a strategist for environmental liability & responsibility, individual & womens’ rights, social justice & volitional science, edu-tainment tourism & cause-marketing, and free-market transitions to sustainable technologies & Space resources.  






Howard Hinman - Contracts Administrator 

Paralegal specializing in half of the 26 types of trusts including: gold daily value checking drafts.
Paralegal research unraveling MERS robo-signing mortgage disputes; complex medical insurance, spin-offs and start-ups for 8 years with the prestigious Konowiecki & Rank Law firm in Los Angeles.
Events organizer and Master of Ceremonies for famous convention series: The Future of Freedom Conferences; Freeland International Convention; and is a Distinguished Toastmaster.
Executive Director of advanced technology initiatives like the New Island Creation Consortium


Chris Boehr - Chief of Technology














Paul LaScola - Director, Real Estate Innovations 

As a career developer with decades of experience in the profession, I have observed many trends. Family size, income variations, financing and a myriad of indefinable psychological, demographic and economic influences modulate markets. Among these various markets, housing is one of the most sensitive.

Family size is decreasing; most Baby Boomers have reached maturity. There is an expanding awareness of environmental considerations. There is a realization among potential home buyers that the dream of homeownership carries with it substantial financial and maintenance burdens. This realization has people rethinking their home requirements and even homeownership itself.