Percentage As You Earn (%AYE)

Finance and Finansurance of Human Investments (HI)

Human Investments 
Sustainable Prosperity for Everyone

Our Coalition Publication - American Vision Magazine

First Published on FreedomFems , the Newsletter for the Women's Institute for Individual and Political Justice .

TUESDAY, AUGUST 15, 2017


Excerpt from HI: Human Investment, written in 1978

Written by Brock d’Avignon, 1978, Edited by Melinda Pillsbury-Foster. 2017
Historical Probe #2

Historical Examples of the Free Market utilizing Percentage As You Earn (%AYE),

Finance & Finansurance for solving major problems and reducing conflict.


Privateering Goes to War – 1775 – 1782 & 1812 - 1815

Privateers' PAYE Financed Defense of Free-Market America




Once upon a time, 792 stock-share owned and privately armed rebel warships set sail against their government's barriers to free trade. Over 3, 100 of His Majesty's vessels were captured or destroyed by American Revolutionary warships, entirely outfitted and operated with Percentage As You Earn (PAYE) finance. Joining the fray to end the Crown's legalized monopolies, the Colonial Burgesses and later Continental Congress taxed or printed enough money to finance in a similar manner, 64 republican warships.

On 15 April 1775, four days before the Lexington Commons and Concord Bridge Battles, the Massachusetts State Ship Tyrannicide hoisted anchor. Congress requested dividends from its U.S. Navymen of 66% percent of any captured prize-ship and cargo. By contrast, typical American investors, such as little old ladies with 20 dollar gold pieces who were interested in thwarting subsidized tea monopolies; invested into capitalist cruisers.  The investors in Privateer ships, requested dividends of only 33% percent, leaving to the crew the 66% percent of whatever enemy vessels the Privateersman boarded and brought to ports' maritime title company courts ' condemnation" hearings or government Admiralty courts to verify they were actually British ships. Not surprisingly, the skilled seamen signed aboard the instruments of war that would be loaned to them at the much lower rate:   MORE



First Published on Congressional Clearing House, a Freedom TV Networks Organization


by Melinda Pillsbury-Foster 




















In 1992 Ross Perot, a mostly unknown billionaire, ran for president of the United States. Before dropping out Perot was polling 38%. A song written for him began with the lines, “Welcome to America in 1992. The factories here are closing down, we're scared and jobs are few. Greedy politicians sold out you and me. It's time we had some layoffs in Washington D. C.”
   After Perot appeared on Larry King Live on February 20th campaign offices began to open, funded by supporters who had never met their candidate. They shared the frustration of a government out of control and elected officials who increasingly viewed themselves as unaccountable to those who had entrusted them with the offices they held.

  But the Perot surge had started in January for reasons the media missed entirely.

   Americans have been accused of political indifference but this was not the case.   MORE